Our nest egg had built up over a number of years, but we were concerned that after our deaths, a considerable part of our estate could go to the government and not our children. We got in touch with Quay on a recommendation and Andrew analysed our situation and explained the extent of our problem: unless we did something, the government could receive at least £258,000 of our wealth through Inheritance Tax. We realised we had to act immediately. Andrew and his team explained in plain English how we could leave more to our family and less to the government. It was a huge relief to know that we didn't have to give our money away. Throughout the consultations, we never felt any pressure in fact, we felt very comfortable and confident in the team's ability to understand our situation and provide a solution specifically for us. We look forward to our ongoing consultations. Andrew has become a real friend. Mr and Mrs DCA, Salisbury
When my mortgage came up for review, I wanted to get the best deal in what I knew was a competitive market, but I needed some professional advice. Andrew listened to my situation and guided me through my options in layman's terms. I was happy with his recommendation and from then on, they managed everything, dealing with the paperwork, filling out the application and sending it off to the mortgage company. I was impressed with their thoroughness. A few queries I had were dealt with swiftly and efficiently and, in what seemed like no time at all, I received a new mortgage offer that is definitely an improvement on the last and the process was amazingly painless! Thank you. GA, Salisbury
After a severe bout of ill health, I have been forced to take early retirement. Thanks to Ian's advice over the years, not only have I got sufficient funds to be able to consider this, but he has also tailored the best option for me out of all the complicated products available and I understand it! I have many other things to think about and, as I face a life changing moment, it is very important for me to know that my wife will be looked after should the worst happen. It is a great relief to know that Ian and his team have been able to structure my income so that it genuinely surpasses my needs. NG, Burnham
We have been using Andrew at Quay as our Financial Adviser for over four years and have always been impressed with their professionalism. We first approached them when we sold the family business and retired. We didn't know how to invest the money to give us the income we needed, along with security for the future. Quay gave us the solution. We now have the income we want and our money is still growing. We are often out of the country and, having opted for ongoing contact, we really appreciate the fact that the team are working for us behind the scenes. They keep us updated on any changing legislation and explain how it affects us, offering real solutions. Thank you, Quay. This is total peace of mind. Mr and Mrs EDB, Lymington
After the retirement of our long-standing Financial Adviser, we were looking for someone to take over the role. Like any company, we wanted the best advice for our employees with the minimum amount of fuss. We had known Ian from Quay personally for 15 years and felt he could be a suitable replacement and he surpassed our expectations! Not only has he driven across the country to meet new employees, but he has also guided them skilfully through the pensions maze, to the extent that they now understand exactly where they are today and what they need to do to achieve their retirement goals. Existing employees have also benefited hugely from his advice. It is great to have one point of contact for all administrative issues and a huge comfort to be able to rely on the fact that everything will be dealt with quickly and efficiently. PB, Managing Director